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Insurance coverage information
Valor HealthValor Health
Insurance

Most addiction and mental health treatment is insurance-covered.

The Mental Health Parity and Addiction Equity Act requires most insurance plans to cover behavioral health treatment at parity with medical care. In practice, that means most patients pay a fraction of the sticker price for care that is medically necessary.

Bring your insurance details to your admissions conversation and our team will help you understand what your plan covers.

Most
Major insurers accepted
Parity
MHPAEA protected
Yes
Out-of-network options
PPO
Strong OON benefits
Insurers we work with
Section 01

Insurers we work with

We are in-network or out-of-network with most major plans — Aetna, Blue Cross Blue Shield (including BCBS of SC), Cigna, UnitedHealthcare, Humana, TRICARE, VA Community Care, and many regional Medicaid managed-care plans. If you don't see your plan listed, ask — we likely work with it.

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • UnitedHealthcare
  • Humana
  • TRICARE & VA
What your benefits typically cover
Section 02

What your benefits typically cover

Most commercial plans cover medical detox, residential treatment, partial hospitalization, intensive outpatient, individual and group therapy, psychiatry, and medication-assisted treatment when medically necessary. Coverage levels vary by plan — but for most patients, out-of-pocket cost is dramatically lower than the headline number.

  • Medical detox
  • Residential treatment
  • PHP & IOP
  • Therapy & psychiatry
  • MAT medications
Out-of-network coverage
Section 03

Out-of-network coverage

Many high-quality PPO plans have out-of-network benefits that cover a significant portion of treatment. Our admissions team will explain your in-network and out-of-network options side-by-side, in plain English, so you can make an informed choice.

  • PPO out-of-network often strong
  • Single-case agreements possible
  • Side-by-side comparison provided
  • No pressure to choose
Understanding your plan
Section 04

Understanding your plan

Have your insurance card and member ID ready when you call. Our admissions team will walk through your plan's behavioral health benefits with you and help you understand deductibles, coinsurance, and any prior-authorization steps your insurer requires.

  • Bring member ID and card
  • Plain-English explanation
  • Confidential conversation
  • Help understanding next steps
Take the next step

Take the next step.

Confidential help, available 24 hours a day across South Carolina.